What are Payment Methods?
Payment Methods are the mechanisms that enable a buyer to make a purchase from a shop. They are part of the checkout experience.
A shop can define any number of Payment Methods, the larger the choice the more likely a customer will find one that they prefer and thus complete the purchase.
Data Privacy on Payment Methods
GroovyCart simply provides the "pipe-work" to connect a seller with the payment service.
GroovyCart does not retain the payment details (e.g. credit card details), these are simply passed through to the payment service.
How to I set-up Payment Methods?
Payment Methods are created and changed via the Admin Panel -> Edit Payment Methods form.
The form displays a list of Payment Methods with a tick and cross to show which ones are configured.
To edit a Payment Method simply click on the triangle next to the required Payment Method on the Payment Methods page (requires login).
PayPal is a well established mechanism for electronic payments. It is free to sign-up and use, however PayPal make a charge on sellers per order. Click here for PayPal.
For your buyers to use PayPal they will need have their own PayPal account. This is free for your buyers to sign-up to.
To link your shop to PayPal simply provide your PayPal E-mail.
PayPal Pro enables customers to pay for their order using either a Credit Card, Debit Card or their PayPal account.
In order to use this payment method, a shop must have a PayPal Pro account. Broadly, PayPal charge a monthly fee and a charge on each order. Click here to go to PayPal Pro's homepage.
To enable this payment method you need to copy your PayPal Pro "API credentials" into the corresponding GroovyCart Payment Methods fields.
Cardinal Commerce - 3-D Secure
As an added level of security against fraud, GroovyCart supports 'industry standard' 3-D Secure authentication to achieve higher coverage against fraud losses. When a merchant does not use 3-D Secure they are liable for fraudulent transactions even if the transaction was properly authorised.
This 3-D secure service is provided by Cardinal Commerce. Click here to go to the Cardinal Commerce homepage.
Signing up for Cardinal Commerce:
Like PayPal, Google Checkout is another popular payment method. The service is provided by Google and is free to sign-up and use, however Google make a charge on sellers per order.
For your buyers to use Google Checkout they will need a Google Checkout account. This is free for your buyers to sign-up too.
To link your Google Checkout account to your GroovyCart shop you must provide us with your Merchant Key, your Merchant ID and set-up an API call-back. Click here for detailed instructions.
If you wish to allow your customers to pay you via post (i.e. cheque, postal order) simply tick the box.
If you wish to accept payment via post you must provide us with the address you want the payment sent to. This can be done from the User Information page.
If you wish to accept cheques you can put the name that people should make their cheques out to here.
You must provide us with the address you want the payment sent to if you want to use cheques. This can be done from the User Information page.
Leave blank if you do not wish to accept cheques.
Payment on pickup/delivery
Products can be set to have payment on pickup/delivery, this must be set on the product page.
If your customer selects to have payment on pickup/delivery then the rest of the order will also be set to use this payment method as well.